Second all-women bank branch opens
in Tripura
AGARTALA: The women in Agartala have reasons to cheer as the Bharatiya Mahila Bank (BMB) opened its second branch in the state capital on Monday. With this branch, the bank kickstarted its operations in the northeast.
In an attempt to spread base in the northeast, BMB has set the target of opening at least five more branches including one each in Shillong and Gangtok by March 31 to cover 23 per cent of the country's female folk who were earlier left out of the banking system.
BMB chairman and managing director Usha Ananthasubramanian said BMB is trying to cover all women from the lower middle class groups to the richer sections. The bank is offering a lot of schemes specially designed for women. BMB started its journey four months ago from Andhra Pradesh."We have designed our products exclusively for women to make them self-reliant and economically strong. Our aim is to support the marginalized sections of the women and help them in income-generating activities," Usha said.
She pointed out that only 26 per cent of the country's total 49 per cent women population has been brought under banking system in the past 45 years after the nationalization of commercial banks.
Usha said by the end of March 31, BMB will open up at least 25 branches across the country including five in the northeast - Guwahati, Agartala, Shillong and Gangtok -and in next fiscal it will open another 55 branches.
"Though all our policies are women-centric, our bank is also offering general services like all other commercial banks to our male customers. We are providing additional facilities to the women entrepreneurs as part of our policy. We also offer investment and business counseling for promising projects taken up by women," she added.
The bank has plans to run all its branches by women employees, she said and added that at the initial stage it has become difficult to get sufficient number of women officials for each branch. At this stage a few branches would be run by male officials who are trained to help the women entrepreneurs with suitable plans and products.
In an attempt to spread base in the northeast, BMB has set the target of opening at least five more branches including one each in Shillong and Gangtok by March 31 to cover 23 per cent of the country's female folk who were earlier left out of the banking system.
BMB chairman and managing director Usha Ananthasubramanian said BMB is trying to cover all women from the lower middle class groups to the richer sections. The bank is offering a lot of schemes specially designed for women. BMB started its journey four months ago from Andhra Pradesh."We have designed our products exclusively for women to make them self-reliant and economically strong. Our aim is to support the marginalized sections of the women and help them in income-generating activities," Usha said.
She pointed out that only 26 per cent of the country's total 49 per cent women population has been brought under banking system in the past 45 years after the nationalization of commercial banks.
Usha said by the end of March 31, BMB will open up at least 25 branches across the country including five in the northeast - Guwahati, Agartala, Shillong and Gangtok -and in next fiscal it will open another 55 branches.
"Though all our policies are women-centric, our bank is also offering general services like all other commercial banks to our male customers. We are providing additional facilities to the women entrepreneurs as part of our policy. We also offer investment and business counseling for promising projects taken up by women," she added.
The bank has plans to run all its branches by women employees, she said and added that at the initial stage it has become difficult to get sufficient number of women officials for each branch. At this stage a few branches would be run by male officials who are trained to help the women entrepreneurs with suitable plans and products.
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