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Tuesday, 11 February 2014

How to exercise for weight loss


How to exercise for weight loss

How to exercise for weight loss
How to exercise for weight loss (Thinkstock photos/Getty Images)

Weight loss is not as easy popping pills, running 10 laps, cutting out fat from your diet or starving yourself.
Weight loss is a combination of balanced eating, and full body exercise that focuses on different physical fitness aspects regularly. Above all, let's not forget the two key aspects that weight loss is impossible without - determination and patience. We give you different ways to achieve the same target - weight loss!

What is a proper workout?

Keep the following points in mind to ensure that whatever activity you do for a workout ends up being a proper workout:

- Your daily workouts should be a minimum of 20 minutes. Not necessarily at one time. - You can do two brief workouts of 10 minutes each twice a day.
- They should make you work hard i.e. they should be intense.
- It should be progressive, i.e. you must move faster or lift heavier to keep improving.

Now the problem that occurs with some people is that they are too busy to follow a structured workout routine. So what can such people do? Well honestly if you cannot find 20 minutes in a whole day to workout, then you need to re-evaluate your life! Your health must be a priority! So if you cannot workout for more than a few minutes at a time, then you can choose from the following list to get a real workout rather than walk from one room to another to get a workout.

- Wake up and do some Surya Namaskars
- Do a few sets of push ups, squats, lunges, leg raises during the commercial breaks of your favourite television program
- Throw a total of 100 kicks and punches 2-3 times a day when you find time
- If you want to get stronger then keep a heavy dumbbell ready and do 1-2 sets of 5 reps of a heavy exercise 3-5 times a day. Use a weight that is your 8 rep maximum
- Do 5 minutes of rope jumping 2-3 times a day, going fast for 15 seconds and slow for 45 seconds

You can try any activity from the above list to get a good workout. All of the above activities will not take more than 5 minutes. Just do them multiple times a day to get a total of around 20 minutes a day. Of course you will need to ensure that your diet compliments your workouts to get the best results. So do not waste any more energy with fruitless activities, do proper workouts!

Running
Running is a full body workout that keeps your muscle tone and weight control in check. An added advantage - running is fun. Whether you live in an urban jungle, a picturesque small town, or a traffic zone, there's always a place to run. But before you lace up and head out running, let's take a quick look at what we've learnt about running as a form of exercise. From top running faqs to common running mistakes, here's what you need to know about running your way to good health

Zumba
Fat and calorie burning: At its core, Zumba proposes to offer a large calorie burn through high-tempo aerobic activity coupled with interval training. Based on various factors such as body weight, gender, fitness level and other physical factors, you can burn up to 400 to 600 calories per hour.

While Zumba can offer much-needed respite for 'gym rats', it will also help kick-start your stamina, physical balance and muscle tone. Other Zumba benefits are, essentially the same as for any other good workout routine - lowering of blood pressure and increased bone density. Zumba integrates fitness moves quite effortlessly. So be ready to move to a fast latin beat while completing rhythmic push-ups against the wall! Similarly, Zumba may also include several sets of squats and plyometric jumps - all while you think you're dancing.

A full body workout: Zumba is a dance form merged with a fitness routine that touches on nearly every muscle and joint. Hips and abs are prime areas of focus, and flexibility is quite important too. Each Zumba class starts and ends with the standard warming and cooling own breathing and motion exercises.

Kickboxing
If you're looking for a great fat burning and body toning workout that keeps you coming back, then kickboxing is the workout for you. Kickboxing burns approximately 800-900 calories per hour and builds speed, agility, strength and good form through some basic moves. Moves are combined and intensified to form workout routines that could even involve sparring, if you're up for it. Kickboxing is creating waves in most Indian cities as the new get-fit-now workout routine.

Kickboxing fact: Be prepared to sweat. A lot. Remember - the slower you move, the lesser you workout and the fewer the calories burnt per hour.

Spinning
Every second gym or fitness studio offers group-spinning classes with dedicated instructors. Several outdoor cyclists opt for spinning in the monsoon or winter months as a decent alternative to outdoor cycling workouts. Choose spinning workouts if you're looking to build stamina and resistance.

Spinning fact: Be prepared for a room full of sweaty folks with loud music (sometimes even disco lights!) and an instructor with a headset. To get the most out of a spinning workout - pay attention to what the instructor says.

Cycling workouts
If it's the real thing you want, then you don't even need a gym to start sweating it out on a cycle. Try urban cycling workouts. If biking through the city makes you feel nervous, simply go for early morning rides when the streets are empty and the air is fresh. An hour of moderate cycling can burn anything from 400 to 800 calories an hour, giving you a well-rounded workout that'll grow on you as you get used to cycling through your city's streets.

Cycling fact: Invest in a good bicycle and protective gear. Time yourself, and experiment with uphill and downhill cycling - yes, your city can offer you all this and more.

Skipping workouts
If you can jump rope for 10 minutes, then the skipping workouts might help solve your dilemma of how to clock daily workouts. Skipping as a cardio activity can easily be alternated with bodyweight exercises for a home workout. Since it's quite taxing, skipping burns approx. 400-500 calories an hour. Of course, skipping for an hour is near impossible for us mortal souls, but you can target 15 minute sessions spread through the day for similar results. 

Skipping fact: Target a set number of revolutions. Buy a skipping rope with an in-built counter, and set goals of 100, 200, 300, or 500 revolutions in the shortest time.

Weight training
Weight training is a highly effective method to stay fit well into your middle to older years. As we age, our body's metabolic rate decreases. Through weight training, we build more muscle and evade slow metabolism since muscle burns calories more efficiently. Choose between weight training at the gym, or buying weights and following a home workout, but weight training is one of the best practices for healthy weight management, and immunity boosting.

Weight training fact: The right diet, rich in essential food groups is essential for a weight-training programme. You need to nourish your body to follow stringent weight training workouts.

Yoga
While yoga may not aid quick weight loss in its slower forms, it works wonders for joint flexibility, core strength and muscle tone. Forms like Iyengar yoga and Power yoga have made their presence felt in several new fitness studios that promise body-sculpting results as well. With 250-350 calories burnt per hour, yoga is a great way to stay in shape for those looking to maintain rather than lose. All you need is a yoga teacher and a yoga mat.

Yoga fact: Yoga also helps improve posture and breathing technique, which helps us fight daily stress more effectively.

Skipping
This is a great cardio exercise and involves a great combination of the mind and body working together. You definitely won't be thinking of the day's frustrations once you start skipping. Ensure that your rope is suitable for your height; stand on the rope's centre and bring up each side to your shoulders. The right size would be if the rope handles come up till your underarms. 

Start with half skips and graduate to double skips. Your target should be to complete at least 500 revolutions in 5 minutes. This will prime you for a great workout.

Jumping Jacks
Another great primer/precursor to a great workout, the fun jumping jacks are effective in elevating your heart rate. Take a breather of at least 30 seconds before starting jacks. Ensure that you wear proper footwear with cushioned soles as your home floors won't be as workout-friendly as a gym's floors. 

Remember to follow through with the full range of motion - all the way from your feet to your wrists. Keep your knees soft (not locked) and maintain a light, bounce-like gait that doesn't pause at any part of the jack for too long.

Body combat
Body combat is an empowering cardio workout, which is fiercely energetic and is inspired by martial arts. It draws from a wide array of disciplines such as karate, boxing, taekwondo, tai chi and muay thai. Supported by music, you strike, punch, and kick your way through calories in an enjoyable cardio fitness workout. Most Les Mills classes change their workouts every three months to new music and choreography.

What does a typical Body Combat class look like?
The instructor will lead you through a series of moves from a range of martial arts through music tracks. The first step is that you will learn all the moves that are to be used in that particular class and a warm up. The next phase is the fight itself using the moves you have learnt. With a focus on speed, power and endurance a series of fight combinations are unleashed. This is a non-contact fitness program but even so it helps you pack in punches and kicks and builds flexibility and agility. Finally, you take to the floor and end the workout with strength training. Stretches in the end ensure that you relax those muscles that have worked hard.

Benefits of body combat
- Improves heart and lung function and reduces the risk of heart disease
- Tones and shapes key muscle groups
- Burns calories for a leaner body
- Improves co-ordination and agility
- Improves bone density
- Improves posture and core strength and stability
- Builds self-confidence

Power Yoga
Power Yoga is a derivative of Ashthanga Yoga to make Yoga more accessible to the Western audience and to make it easier to adapt. Ashthanga Yoga involves synchronizing the breath with a progressive series of postures—a process producing intense internal heat and a profuse, purifying sweat that detoxifies muscles and organs. The result is improved circulation, a light and strong body, and a calm mind.

Power Yoga on the other hand is more of a general term to describe a vigorous, fitness-based approach to Vinyasa- style yoga. Therefore, any power yoga class can vary widely from the next.

Power yoga has gained popularity around the world because it gives you a whole body workout, with flexibility, toning, strength building, and functional movements and also elicits properties of what a good aerobics or cardio session can do. Power yoga is one of the most modern forms of yoga as it has adapted to taking all the learnings of yoga and uniting them with today's more urgent need of weight loss and fitness, by making yoga upbeat and current. The fast pace of power yoga is what makes it popular, as today most people do not feel they have had a good workout unless they have profusely sweated or had a high heart rate.

Benefits of Power Yoga
1. Burns calories
2. Increases stamina, strength, flexibility and tones our body and core.
3. Increases metabolism
4. Alleviates stress and tension and improves focus.
5. Increases flexibility and strength in glutes and other inactive muscles.

Power Yoga vs. a Good Cardio Session
While an hour of a good all out cardio session may burn twice as many calories, power yoga feeds your muscles as it works on your core and helps tone and streamline your body, and builds lean muscle. Since power yoga not only burns calories, but also builds lean muscle it is very effective for weight loss, as building lean muscle means it increases metabolism thus being more effective in burning fat.

A cardio session may burn more calories but it does not necessarily burn fat, and doing more and more cardio may even deplete your muscle reserves, which is not a good idea for long-term weight loss.

If your aim is weight loss and fat burn, 2 sessions of power yoga a week is a good addition to any routine. If you do more of cardio and haven't started lifting weights, power yoga will strengthen your body and prepare your muscles to start lifting weights. A good mix of power yoga and cardio is also a good sustainable weight loss plan.

Bootcamp
A fitness boot camp is a type of outdoor group exercise class that mixes traditional callisthenic and body weight exercises with interval training and strength training. In layman's terms it is a mix of high intensity cardio, body weight exercises, functional core workout, and sprints, which provide the interval training. All this packed into an adrenaline pumped hour. Normally these bootcamps are conducted in open maidans, or beaches, wherever there is open space and an ideal groups size is about 10 to 12 people.

This is what an hour of this workout may look like:
- It starts with a warm up of some light stretches and a jog around the block to get you ready for the session
- Today it could be 2 sets of hundred meter sprints and 2 sets of 50 meters. Run as fast as you can for 100 meters, take a break and run again. Then run fast for 50 meters, jog back slowly and run again for 50 meters.
- Next, everyone faces the instructor. He may ask you to do 15 pushups. Then side crawl for about 10 or 15 meters do 15 more pushups and side crawl back. Next, jump squats where you do a squat, jump up and land back into the squat. Then bear crawl to the other end, do some more jump squats and bear crawl back. Next you do a set of burpees and frog crawl to the other side, do another set of burpees and frog crawl back.
- A quick water break and some more sprints. This time it's shuttles where cones are placed equidistant from each other. So you run to the first one run back, then to the second, run back, then to the third run back and then to the last one.
- For the next drill you form a circle and we do a circuit of six to eight exercises one after the other. The circuit may have alternate lower and upper body workouts. To give you an example the workouts in this order can be - Plyometric lunges, pushups on a ball, squats with leg raise, triceps pushups, lunge with side twist and a dumbbell curl and shoulder press.
- A core session is usually thrown in every 2 to 3 sessions where you do upper and lower abs crunches, straight plank, side plank and other core workouts.
- Sometimes a game is thrown in to make it more exciting, it could be a relay, tug of war or anything that requires physical exertion.
- The session ends with a cool down where you stretch out each body part and do partner stretches.

Prison workouts
Prison workouts are highly effective and you can do them in your bedroom with next to no equipment and the time you spend on them is really up to you. They're called prison workouts, because a prisoner in a little cell can do them and still get good strength training in with no equipment. Apart from the full body functional workout from burpees, a prison workout can also be moulded to target the upper body, lower body and core separately. Here's a quick prison workout for you to try today.

Upper Body

Tricep dips: Put your hands on your chair or bed and dip your body toward the ground. Variations (from easiest to hardest) include: feet on the ground with bent knees, feet on the ground with straight legs, feet up off of the ground on another piece of furniture, and one foot on another piece of furniture while the other leg is raised in the air, alternating legs.

Pull-ups: All you need is something overhead to grab onto and heave yourself up. Hold a bar with both hands slightly wider than shoulder width. Cross your legs and now pull up your body with your arms. Ideally your chin should be the level of the bar when you pull up. If you haven't done these before try jumping up to the top and holding your body on top for a while thus building the strength required for a pull up. Another way to do an aided pull up is put one leg on a chair and perform these and slowly try shifting all your weight onto your arms and away from your legs.

Push-ups: With toes and palms only touching the floor get your body straight into a plank. Now lower your body to the floor and push up extending your arms. If you are beginning then do this with your knees on the floor and all your bodyweight on your arms.

Lower body

Squat jump: This is basically the burpee without the push-up part. Squat from a standing position until your fingertips touch the floor and then explode upwards, leaving the floor and raising your arms into the air. Land back into the squat. Repeat. Your quads will start burning quicker than you probably expect. Stop after you do about 10 of these, or when your legs are really tired.

Jump lunge: From a lunge position jump upward bringing both feet off the ground at the same time and switch your stance ending in a lunge position with your other foot now in the front. The speed and number of reps are up to you.

Core

Plank holds: Lie on your stomach; raise yourself up on your forearms (palm to elbow) and your toes. Stay in this position in a straight line or plank. Make sure that you are in a straight line and that your butt is not too high in the air. Hold for at least a minute.

Variations: do the same thing on each side with one forearm on the floor and the other arm straight on your body. Your body is now resting on the side of your right foot and on your right forearm. Hold for a minute. Then do the same on the other side.

Body pump workouts
Body Pump workouts are essentially an original barbell class which helps in shaping, toning and strengthening the entire body. It is a well-liked workout, worldwide, and is a great routine to get in shape. The basic characteristic of body pump which makes it different from other routines is the rep effect that focuses on high repetition movements with low weight loads.

Bodypump seems to be the perfect barbell meets aerobic fat loss solution. According to its teachers it is the perfect fat loss solution since it uses weights which will improve your metabolism and burn more calories. They say that one session burns an average of 530 calories.

Advantages of body pump workout: Bodypump sessions improves muscular endurance since they make you do lots of reps. It works for those who have been doing too much cardio for too long as the added weights will help add some intensity initially to get some fat off.

Resistance bands
Workouts with resistance bands are like working out at the gym, but without the weights. Resistance bands can be used for cardio as well as strength building workouts. They are light and allow you to do many exercises like bicep curls, squats, arm lifts etc. Just get yourself resistance bands from any of the sports goods stores, pack them in your travel bag and get going. Another option is the Bullworker, which works on the same principle as resistance bands- free hand against gravity. Follow the manual carefully for better results.

Home workouts
Here's a short 15 minute home workout that will tide you over. This workout is based on the simple principle of boot camp calisthenics with short, intense segments of 30 seconds to 1 minute with at least 10 seconds rest between exercises. Let's get started!

Start with a 5 minute warm up: Never forget a warm up. Jog on the spot, do knee raises, jumping jacks, or simple skipping, but move vigorously for at least 5 to 7 minutes. A warm up works like a wake-up call to your muscles, and quite literally - warms up your muscles to prepare them for the stretching, bending and lifting that is to come in the exercise. Starting a workout without a warm up can lead to muscle injury. Also, avoid stretching before a warm up, since stretching cold muscles can lead to injury as well.

Next comes the push-ups: Lie down on your stomach. Now with your palms and toes touching the floor, push up. Then with your toes firmly on the floor, bring your upper body as close to the floor as possible and push up again, fast. Complete as many pushups as you can in 30-60 seconds.

*Rest

Buckle up for the free squats: Assume a comfortable stance with your legs slightly wider than shoulder width and your toes pointing out slightly. Now push your hips back and keeping your back straight, sit down as if you are sitting on a chair. The aim is to get your hips and thighs at a 90-degree angle. Make sure your knees do not protrude beyond your feet or you're not doing it right. Now stand up using your heels to push up and squat down again. Do as many as you can for 30 to 60 seconds

*Rest

Handstands: Put your hands on the floor and your feet on the wall. Now walk your feet up and down the wall. Do as many as you can for 30 to 60 seconds
*Rest

Time for Burpees: From a standing position squat down, drop your hands to the ground and jump your feet back to assume a push-up position. Do a push-up. Jump your legs forward to between your hands then jump up into the air and land back into the squat. Do as many as you can for 30 to 60 seconds. 

*Rest

High-knees or high-step run: Stand in a spot and bring your knees to the chest fast. It's a combination of running on the spot and bringing your knees high. Do this for 30 to 60 seconds.

*Rest

Inchworm: Beginning in standard push-up position, walk your feet toward your hands and then back again to initial position. Do as many as you can for 30 to 60 seconds.

Repeat this workout as often as you can in 25 minutes.

Home workouts

A 15-minute workout routine should be easy to do, shouldn't take much equipment, should be flexible in terms of space and should work the core as well as the upper and lower body. It's a program you can do at home when you're short on time, when you're on the road and don't have the time or opportunity to hit the gym or go for an outdoor workout. I'm not saying that the 15-minute routine should replace your regular workout, but it can be a solid, full body program that you can rely on in a pinch.

Think "boot camp calisthenics" with short, intense segments of 30 seconds to 1 minute with at least 10 seconds rest between exercises. Here's a simple option.

Pushups: Lie down on your stomach. Now with your palms and toes touching the floor, push up. Then with your toes firmly on the floor, bring your upper body as close to the floor as possible and push up again, fast. Complete as many pushups as you can in 30-60 seconds.

*Rest

Free squats: Assume a comfortable stance with your legs slightly wider than shoulder width and your toes pointing out slightly. Now push your hips back and keeping your back straight, sit down as if you are sitting on a chair. The aim is to get your hips and thighs at a 90-degree angle. Make sure your knees do not protrude beyond your feet or you're not doing it right. Now stand up using your heels to push up and squat down again. Do as many as you can for 30 to 60 seconds

*Rest

Handstands: Put your hands on the floor and your feet on the wall. Now walk your feet up and down the wall. Do as many as you can for 30 to 60 seconds

*Rest

Burpees: From a standing position squat down, drop your hands to the ground and jump your feet back to assume a push-up position. Do a push-up. Jump your legs forward to between your hands then jump up into the air and land back into the squat. Do as many as you can for 30 to 60 seconds. 

*Rest

High-knees or high- step run: Stand in a spot and bring your knees to the chest fast. It's a combination of running on the spot and bringing your knees high. Do this for 30 to 60 seconds.

*Rest

Inchworm: Beginning in standard push-up position, walk your feet toward your hands and then back again to initial position. Do as many as you can for 30 to 60 seconds. 

Repeat this 15 minute workout as often as you can in 15 minutes. The sky's the limit. You can always make up new exercises to challenge yourself as you go along. The point is, anything you do intensely for 15 minutes works to maintain fitness and now you have no excuses for not working out.

The Warrior Abs workout
The Warrior Abs workout is an intense and advanced ab routine that results in flat six-pack abs. The Warrior Abs workout aims at targeting your deepest ab fat and aids in burning fat, building full body endurance and core strength. This workout is meant for people who have a strong core and are very regular with their exercise routine. If done properly, by a person with a flexible back and good core engagement, it should be quite effective in strengthening the entire range of abdominal muscles.

A few exercises you would perform in the Warrior Abs workout. Firstly, if you are new to this workout try and pick any three exercises, such as - the pullup, squat thrust, and goblet squat. Now observe how many exercises you can perform in a good form for a minute or so. Now, when you finish doing pull ups, start doing squat thrusts and the then start doing squatting. Rest for exactly a minute and repeat the cycle. The aim is to increase your resistance slowly but steadily. A few exercises you must perform in a Warrior Abs workout are:

- Heavy strength training (especially squatting & especially front squatting)
- Unilateral exercises (single arm pressing & pulling variations, suitcase deadlifts)
- Standing or kneeling pulling & pressing exercise variations
- Olympic lift variations & combo exercises/complexes
- Weighted sled work (pushing & pulling variations)
- Planks (variations on front and side, added movement, etc.)
- Turkish getups or sandbag getups & most kb & sandbag exercises actually
- Ab wheel rollouts
- Low back extension variations
- Chops & other rotational movements
- Paloff presses
- Leg lifts progressing into "dragon flags"
- Knee tucks
- Hollow rocks
- Reverse crunche
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6 Ways To Know If Your Career Is Right


6 Ways To Know If Your Career Is Right

6 Ways To Know If Your Career Is Right
You know you are in the right career if you feel proud of the brand you work for.
Apeksha Kaushik, TimesJobs.com Bureau 
There can be multiple reasons to be unhappy about your job; but it’s important to identify things which actually work well in the chosen career. Experts are of the opinion that there are ways one can evaluate if he/she is in the right career or not. 
According to Aditya Singhal, CEO, IMLjeans.com, “There are various reasons for people to continue in a particular job, even if they are not satisfied with it. For some it might be money, for some it can be a certain level of position and some are simply the contributor to the set of people who are continuously competing. But what matter the most is given the least significance i.e. job satisfaction.” 
There are ways to assess satisfaction at workplace. Uday Mathew, head-Human Resource, Delta Corp Ltd stated that if you feel proud of being associated with the brand you work for, it shows that you are happy with your job. While brand name could be one criterion to know whether you are in the right job, there are other substantial factors which play a much larger role. 
Here are 6 ways to assess and identify if you are in the right career:
  • Look forward to going to work: This co-relates with job satisfaction, having an environment that is challenging and career growth. When you have all of these, there is a high probability that you look forward to the following Monday and work longer over the weekends.
  • Work and output leads to visible results: If you like your job, you will normally put in more concentrated effort leading to quicker and better results, not just for the company, but also for your personal development.
  • Salary makes no sense: Your work is so enjoyable to you that you really don’t feel dissatisfied if you are paid less or don’t get big raises or bonuses. One can see this openly in areas of creative development but it also holds true for most other fields.
  • Key result area: Does your KRA define your personality? For argument sake, if you are task oriented person, then probably being in any department will be fruitful, however if you are not good with numbers, being into finance will be chaotic.
  • Personal growth: Self-evaluation is one of the most important factors to know you are in the right career. The role and profile you are working in has to equip you better understanding of your domain. If your self-evaluation concludes that your domain knowledge has propagated you to higher level, then you can be rest assured of being in the right boat.
  • Inter-personal relations: A stressful work environment can be eased by spending good quality time with your colleagues, may be over a cup of coffee or during lunch. Hence it’s important to build a healthy circle.


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Banking Jobs Are More Stable Than Finance


Banking Jobs Are More Stable Than Finance

Banking Jobs Are More Stable Than Finance
With RBI encouraging more banking licences, it only means generation of new banking jobs.

According to industry experts, the Indian Banking industry is highly under penetrated with only 50 per cent of its population having proper access to banks. But, new banking licences are expected to revive the rural banking facilities. This translates into greater banking job opportunities for the youth.
“A lot of professionals are getting retired each year, therefore public sector banks are always looking out for young and experienced talent and have also doubled the number of probationary officers and clerks, they hire,” says Anjali Mullatti, CEO and MD, Finitiatives Learning India Pvt. Ltd.
New banking licenses will also bring bigger workforce in this sector. Mullatti adds, “Due to these changes one can now expect a growing, lucrative and stable career in the Banking sector.” Another reason why this career is considered stable is because it’s not as volatile as the financial market.
Kinds of banks and roles they offer
Banks can be divided into private sector and public sector banks. One can see a lot of hiring in private sector banks as compared to public sector ones. “Over the next few months, 5-7 new private sector banks will be coming up, resulting in more number of jobs.”
On the other hand, public sector banks are only known for hiring through bank PO exam; once one is hired for a clerical role, there’s ample chance to grow.
Then there are non-banking finance companies (NBFC). The only difference between NBFCs and other banks is that they cannot accept deposits that are repayable on demand. A lot of the opportunities, which are there in private and public sector banks, are also available in NBFCs.
Not only is it important to look at the kind of banks but also the divisions. Retail banking, business/SME banking, and corporate banking are some of the known areas where jobs are available in plenty.
Retail banking is the largest hiring business unit of a bank, believe experts. “Since the volume of customers is large, volume of people servicing these customers is also very large,” confirms Mullatti.
Most of the job opportunities, in these areas, are available for MBAs, CAs, and graduates.
Some sub-categories of banking sector and
Retail banking: (Branch banking, consumer lending and wealth management)
  • Available roles: Customer service/personal banker, operations and sales
  • Requirements: Interest in financial planning, products and markets
Business Banking
  • Available roles: Relationship managers (RMs)
  • Requirements: CAs, MBAs
CAs should look at the credit side, since they already have a strong understanding of financial statements; MBAs can get into marketing or RM roles.
Corporate Banking
  • Available roles: RM and Credit
  • Requirements: MBAs, CAs.


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Risk And Reward Go Hand In Hand For High Performers

Risk And Reward Go Hand In Hand For High Performers

Risk And Reward Go Hand In Hand For High Performers
Allowing freedom, stretching boundaries, frequent feedback etc. are some of the ways in which companies repose their trust in high performers in their firms.
Stretching boundaries
High performers look for challenges, tasks that prompt them to constantly stretch their boundaries and an environment that encourages innovation and professional entrepreneurship. One of the cornerstones of motivating high performers in an organisation is to provide an environment that enables them to constantly raise the bar and showcase their strengths, say CXOs, who deal with such high performers.
A case in point is Anand Selvakesari, head of consumer banking, Asean & India at Citi, who believes in taking calculated risks on his people by stretching them to deliver more through extended roles and responsibilities. For instance, he creates ample opportunity to expose high performers to cross-functional and or cross-geographical markets, either as a participant or as a project leader. He also uses his network frequently to ensure that high potentials have the opportunity to meet senior global managers to further enrich these cross-market experiences. “Through these exposures, individuals invest in building their own global networks that are driven by common interests, which provide for free exchange of ideas across specialisations and allow them to further their career,” says Selvakesari.
Agrees CV Raman, executive director, engineering at Maruti Suzuki: “We expose them to working on new products, and at times teaming up with Suzuki engineers in Japan. Each project could last up to three years. We throw extreme challenges, such as improve the performance, reduce cost or reduce the weight of parts… Opportunities are provided to present design innovations at international forums, visit global auto shows and technology centres to expand their horizons. Some of them also work on advanced engineering projects.”
Allowing freedom
High performers look for a certain degree of freedom in delivering their performance and clarity in decision-making freedom entrusted by their team leaders. Companies have dedicated programmes and policies to identify high performers and give them the needed freedom to ideate, decide and act.
“We foster a culture, which empowers the employee and impacts the ‘value zone’. The HCL culture allows employees to become independent while delivering the outcome. Hence, we see that high performers who demonstrate a mindset and behaviour to excel are more committed and engaged,” says Sandeep Kishore, corporate VP, global head of sales & practice, engineering and R&D services, HCL Technologies.
HCL follows an inverted pyramid approach i.e. most initiatives are grounds up, rather than top down mandates. Pavan Bagai, president and chief operating officer, EXL, adds: “We give them challenging situations to work on. The more autonomy they get, more they are likely to deliver above and beyond their work responsibilities.”
Showcasing Talent
CXOs believe that providing ample scope to high performers to get themselves heard is crucial to motivate in their role. At companies such as HCL, employees are provided multiple forums like Value Portal, MAD JAM, etc. to share their out-ofthe- box actionable ideas. Points of views are encouraged and ideas get reviewed across levels and potential high impact ones get deployed.
George Angelo, executive director, sales, Dabur India, says: “We try to give them high visibility projects with exposure to the highest levels of management in the organisation. In fact, when it comes to some, the biggest initiatives that have been rolled out in sales at Dabur, we have had significant contributions from some of these individuals.”
Dabur has a structured process to identify potential leaders that identifies people who can handle large and complex roles. “We then expose them to roles that accelerate learning of different facets of the business. Typically, these will be roles that will provide them exposure to key stakeholders of many functions within the organisation,” says Angelo.
High performers are involved in goal-setting and planning along with the senior leadership team and are given projects that involve work usually not entrusted to a person of their level.
Frequent feedback
High performers like to have regular feedback from leadership which not only helps them chart their future road map but also drives them to deliver better. Dabur, for example, has more frequent feedbacks for fast trackers, once a quarter, compared to once a year for everybody else. The purpose is reward and recognition as well as coaching. A high performer would be differentiated with a significant difference in compensation with an average performer in 3-4 year time frame.
HCL has a 360 degree Feedback that can be provided to anybody across organisation units using the ‘Happy Feet’ feature, thereby complementing the typical Bell Curve responses from the immediate ecosystem and providing genuine feedback for networked high performers.
Succession planning
Some extent of visibility about future roles and functions within the organisation motivates high performers. Several companies have projects to build future leadership pipeline as well as training opportunities to hone their leadership skills. “We are working on a project to build a leadership pipeline, figuring out how to go about succession planning, groom internal talent for future positions by pre-determining attributes needed in an individual to fill such positions,” says Nilesh Gupta, MD, Lupin.
Furthermore, companies like EXL uses external coaches for high potentials to hone their leadership skills. “We use external coaches for high potentials as people might have great technical skills, but may not be great with people development, leading capabilities,” says EXL’s Pavan Bagai.



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‘Don’t Let Marital Life Decide Your Career’


‘Don’t Let Marital Life Decide Your Career’

‘Don’t Let Marital Life Decide Your Career’
When Amisha Vora entered the male bastion of stock broking in the late eighties, men in the business were not used to having a woman among them. Their conversations were usually peppered with expletives. But Vora’s presence brought in a change.

For Vora, 48, joint managing director of Prabhudas Lilladher Group, finding feet in the industry wasn’t difficult. Dealing with clients was not as much a challenge as the exhaustive work culture with no cap on office hours. Vora, who completed CA along with graduation at the age of 21, entered the finance world and matrimony at almost the same time. Coming from a community deeply rooted in business, Vora was sure she wanted a full-time career and marriage didn’t hinder her ambition.
“We were four sisters and my father, who was a banker, always encouraged us to work hard and considered us no less than sons,” says Vora, emphasizing that her husband was unequivocally supportive of her career.
She started in 1988 as a researcher with JM Financial, owned by Nimesh Kampani, who is related to her family. After being with the firm for a couple of years, the entrepreneurial bug bit her. She along with a JM Financial colleague founded an advisory firm, believing that with the country opening up to foreign investments, the opportunities would be big. But the venture took a toll on personal and social engagements, says Vora, whose son is now 21.
In the late 1990s, Vora joined Prabhudas Lilladher, the country’s oldest brokerage, as head of sales. Today, she owns 25% stake in the financial services firm. “Besides my father and my husband, Arun Sheth (CMD of the firm and also a relative) has played an important role in my success. He has been the ethical pillar in my career,” says Vora.
Vora says challenges are short term and they last till you can mentally overcome them. “You shouldn’t give up,” Vora advises women. But she also says that it is not the women who need advice, it is their parents. She narrates an incident at a college where she was called to give away awards. While 85% of the prizes were bagged by girls, she was mobbed by their parents with complaints that the girls didn’t want to get married after completing education. “Parents should understand that their expectations from educated daughters are wrong. Girls have the right to decide their career path rather than letting their marital lives decide it.”
Vora believes in equal opportunities for her employees and personally counsels the women staff. “For women to stand out, it is important for them to show commitment towards work,” she says. At leadership positions, the challenges are different. “At this level, it is no more about an individual. We have to work towards sorting out differences of opinion so that the team can move forward in one direction.”


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Viber CEO denies reports of talks to sell company

Viber CEO denies reports of talks to sell company

Viber CEO denies reports of talks to sell company
Viber Media denied a media report that the popular instant messaging application is in talks to be acquired by an Asian company.
TEL AVIV: Viber Media denied a media report that the popular instant messaging applicationis in talks to be acquired by an Asian company. 

Israel's Calcalist financial newspaper reported that Viber was in talks to acquired by a leading instant messaging company from Asia for $300 million-$400 million. 

Viber is run from Cyprus by Israeli entrepreneur Talmon Marco and has development centres in Belarus and Israel. 

"I have no idea what this is about," Marco told Reuters, adding that the company was not in talks to sell. 

Asia has several mobile chat applications such as Chinese WeChat, Japanese Line, and KakaoTalk from South Korea. 

Viber has about 200 million registered users in 193 countries. It launched an instant messaging app for personal computers that allows users to make outgoing mobile calls to other Viber usersand to non-registered mobiles, making it a rival to Skype. 

The company is funded from the pockets of its founders and several private investors from the United States, Calcalist said.



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Samsung Galaxy Star Trios triple-sim phone unveiled


Samsung Galaxy Star Trios triple-sim phone unveiled

Samsung Galaxy Star Trios triple-sim phone unveiled
Samsung has launched a new triple-sim phone, the Galaxy Star Trios in Brazil 
NEW DELHI: Move over dual-sim phones, leading smartphone makers are now launching triple-sim phones targeting emerging markets. 

Samsung has launched a new triple-sim phone, the Galaxy Star Trios in Brazil. 

Galaxy Star Trios sports a 3.14-inch QVGA (240 x 320p) display. It is powered by a 1GHz single-core Qualcomm Snapdragon S1 processor and 512MB RAM. The phone sports a 2MP rear camera and does not feature an LED flash. It comes with 4GB internal storage expandable up to 32GB via microSD cards, and 3G and WiFi connectivity options. The phone runs Android 4.1 Jelly Bean. 

Samsung Galaxy Star Trios, available in black and white colour variants. The phone is priced at around $165, however, there's no word on the phone's pricing and availability outside Brazil, at this point in time. 

Previously, LG had also launched the Optimus L1 II Tri triple-sim phone in the Brazilian market.


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Reliance Communications names ex-Bharti Airtel executive Vinod Sawhny as CEO


Reliance Communications names ex-Bharti Airtel executive Vinod Sawhny as CEO

Reliance Communications names ex-Bharti Airtel executive Vinod Sawhny as CEO
Reliance Communications has roped in former Bharti Airtel executive Vinod Sawhny as chief executive in its third restructuring of senior management.
NEW DELHI: Anil Ambani-controlled Reliance Communications has roped in former Bharti Airtel executive Vinod Sawhny as chief executive in its third restructuring of senior management in four years aimed at spurring growth. 
Sawhny was the head of Bharti Airtel's phone-manufacturing division when he left that company in 2012, after spending a decade with the group. 
RCom said its CEO of wireless operations, Gurdeep Singh, will have an expanded role, taking overall charge of its consumer business arm comprising wireless, DTH and consumer broadband divisions. RCom had recently reshaped its enterprise business unit, Globalcom, where three offshore businesses were put under the leadership of Bill Barney, who was made the unit's CEO last month. 
RCom's newly set up management board will comprise Indian enterprise business head Puneet Garg, IT and services president Suresh Rangachar, chief financial officer Manikantan Iyer and human resources head Amit Das as well as Sawhny, Singh and Barney. Less than a fortnight ago, Bharti Airtel had announced the setting up of the Bharti Governance Board comprising the group's top executives. 


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Nokia to unveil low-cost Android phone: Report


Nokia to unveil low-cost Android phone: Report

Nokia to unveil low-cost Android phone: Report
The new Android phone will be aimed at emerging markets and will not feature some of Google's higher-end, custom Android features.
SEATTLE: Nokia will unveil a low-cost smartphone running a version of Google Inc'sAndroid operating system, despite the company's close partnership with MicrosoftCorp and its competing Windows system, according to a report in the Wall Street Journal.

The handset division of the Finnish company, which is in the final stages of being acquired by Microsoft, will show off the new phone at the Mobile World Congress in Barcelona later this month, the report said on Monday, citing unidentified sources who were familiar with the matter.

Nokia and Microsoft declined to comment.

The new Android phone will be aimed at emerging markets and will not feature some of Google's higher-end, custom Android features.

Microsoft and its main handset partner Nokia have struggled to make an impression in the smartphone market dominated by Samsung's Android devices and Apple Inc's iPhone.

According to technology research firm, Strategy Analytics, 79 percent of smartphones shipped worldwide last year ran on Android, 15 percent were iPhones running Apple's iOS and only 4 percent ran Windows Phone software.


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Apple working on tablet-laptop hybrid device?


Apple working on tablet-laptop hybrid device?

Apple working on tablet-laptop hybrid device?
Some recent rumours point towards Apple working on a large iPad-like device.
WASHINGTON: Some recent rumours point towards Apple working on a large iPad-like device, however, many analysts believe that these speculations could possibly mean either a hybrid device or a more conventional product.
Market researchers have been trying to figure out what exactly the widely-speculated 13-inch 'iPad Pro' would appear like.
According to Cnet, a source with connections in the Asian supply chain said that there is an 'internal debate' going within the source's company as to whether the new product is targeted at the notebook line or iPad line.

In January, market research firm IHS had said that it is uncertain as to how real the speculations of the so-called iPad Pro are. The company's director of tablet and monitor research Rhoda Alexander reportedly said that some manufacturers over the last six months have received sample quantities of a larger panel. And that various sizes are being reported with 12.85 inches being one of them.
Analysts believe that Samsung's 12.2-inch Galaxy Tab Pro, which was unveiled at CES, may be a reason strong enough for Apple to be working on an hybrid device. The South Korean company is also marketing a business-friendly tablet with a keyboard and mouse.
The Cnet report also says that along with rumours about larger-sized tablets and detachables, Apple may also be working on a more conventional 12-inch MacBook.


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Panasonic launches two feature phones in India


Panasonic launches two feature phones in India

Panasonic launches two feature phones in India
As per the company the two phones are the only devices in the Indian feature phone market which come with ‘CE’ certification. 
NEW DELHI: Panasonic India has launched two new feature phones, the EZ240 and EZ180 at a price point of Rs 1,790 and 1,350, respectively. 

As per the company the two phones are the only devices in the Indian feature phone market which come with 'CE' certification. 
The new phones offer Hindi support and security features like mobile tracker, security Inbox and application privacy. 
The ​Panasonic EZ240 comes with a 2.4-inch colour display. The phone's internal storage can be expanded up to 16GB via microSD card. The phone comes with features like FM recording, FM Alarm, a 1.3MP rear camera, GPRS support, Bluetooth A2DP support, Mobile tracker, and LED torch light. It comes with a 1200mAh battery and is available in three colours - silver with black back, grey with grey back, and white with black back.
The Panasonic EZ180 sports a 1.8-inch colour display. Just like the EZ240, the internal storage of the phone can be expanded up to 16GB. The phone comes with features like Indian Calendar, FM recording, FM Alarm, a 0.3MP rear camera, GPRS support, A2DP Bluetooth support, Mobile tracker, and LED torch light. It comes with a 1000mAh battery and is available in three colours - blue, grey and white. 
The two feature phones are already available across retail outlets and chains in India.


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